These Terms of Use ("Terms") govern your access to and use of the website located at mghairsbeauty.com (the "Site") and the educational content, programs, and resources offered by Mghairsbeauty Academy ("Mghairsbeauty," "we," "us," or "our"). By accessing the Site you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site.
1. Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement under U.S. law to use the Site or enroll in any program. By using the Site you represent and warrant that you meet these requirements.
2. Educational Purpose Only
All content on the Site, including written materials, video, examples, and any communication from our faculty or staff, is provided for educational and informational purposes only. Nothing on the Site:
- constitutes investment, legal, accounting, or tax advice;
- is a recommendation to buy, sell, or hold any security, currency, digital asset, or other financial instrument;
- is a solicitation of any offer to engage in any transaction; or
- creates any fiduciary, advisory, or broker-customer relationship between you and Mghairsbeauty.
Mghairsbeauty Academy is not a broker-dealer, investment adviser, futures commission merchant, or financial planner. We are not registered with the U.S. Securities and Exchange Commission, FINRA, the CFTC, or the NFA in those capacities, and we do not manage client funds.
3. Risk Acknowledgment
Trading and investing in financial instruments involves substantial risk, including the possible loss of all capital invested. You acknowledge that:
- past performance, illustrative figures, hypothetical results, or historical case studies are not indicative of future results;
- any decisions you make based on educational content from Mghairsbeauty are made at your own risk;
- you are solely responsible for evaluating your own financial situation, objectives, and risk tolerance, and for consulting licensed professionals where appropriate.
4. Account & Communications
If you submit a contact form or request information, you agree that the information you provide is accurate and current. You consent to receive electronic communications from us in connection with your inquiry.
5. Intellectual Property
All content on the Site, including text, graphics, logos, images, videos, course materials, software, and the overall design ("Content"), is owned by Mghairsbeauty or its licensors and is protected by U.S. and international intellectual-property laws. You are granted a limited, revocable, non-exclusive, non-transferable license to access the Site for personal, non-commercial educational use only. You may not:
- reproduce, modify, distribute, sell, lease, or create derivative works of any Content;
- use any data-mining, robots, or similar collection tools;
- frame or mirror any portion of the Site without our prior written consent.
6. User Conduct
You agree not to use the Site to: (a) violate any applicable law or regulation; (b) infringe the rights of any third party; (c) transmit any malware, spam, or harmful code; (d) attempt to gain unauthorized access to any portion of the Site or related systems; or (e) interfere with the proper operation of the Site.
7. Third-Party Content & Links
The Site may include links to third-party websites or services that are not owned or controlled by Mghairsbeauty. We are not responsible for the content, policies, or practices of any third party.
8. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, MGHAIRSBEAUTY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED OPERATION.
9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL MGHAIRSBEAUTY OR ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR ANY EDUCATIONAL CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY FOR ANY CLAIM ARISING UNDER THESE TERMS WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100).
10. Indemnification
You agree to indemnify and hold Mghairsbeauty and its affiliates harmless from any claim, demand, loss, or expense (including reasonable attorneys' fees) arising out of your breach of these Terms or your misuse of the Site.
11. Governing Law & Dispute Resolution
These Terms are governed by the laws of the State of New York, without regard to conflict-of-laws principles. The state and federal courts located in New York County, New York shall have exclusive jurisdiction over any dispute arising under these Terms, and you consent to such jurisdiction.
12. Modifications
We may revise these Terms at any time by posting an updated version on the Site. Continued use of the Site after such posting constitutes acceptance of the revised Terms.
13. Severability
If any provision of these Terms is held to be unenforceable, that provision will be modified or severed to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
14. Contact
Mghairsbeauty Academy
350 Fifth Avenue, Suite 7610, New York, NY 10001, United States
Email:
info@mghairsbeauty.com ·
Phone: +1 (212) 509-1234